about – Indicom Lending

About Us — Indicom Lending

Our Mission

Financial access for
every Canadian

We started Indicom Lending because we saw how many Canadians were being underserved by traditional banks — too much paperwork, too many rejections, too little transparency.

Founded 2009 · Toronto, ON

Indicom Lending was founded by a team of finance professionals and technologists who believed that borrowing money should be simple, fair, and stress-free. We built our platform from scratch — no legacy systems, no hidden bureaucracy — to put Canadians first.

Today we serve borrowers in all ten provinces, offering personal loans, debt consolidation, home equity, and business financing with rates that are always disclosed upfront.

Regulated & Licensed

Fully licensed under federal and provincial lending regulations across Canada.

256-bit SSL Encryption

Your personal and financial data is protected with bank-grade security at all times.

Same-Day Funding Available

Approved applications receive funds within 24 hours — often the same business day.

What We Stand For

Our core values

Everything we build, every decision we make, and every loan we fund is guided by these principles.

Radical Transparency

No hidden fees. No surprise clauses. Every rate, term, and repayment schedule is shown to you before you sign anything.

Canadian First

We're headquartered in Toronto and employ Canadians across the country. Our profits stay here and reinvest in communities we serve.

Responsible Lending

We never approve loans we don't believe a borrower can comfortably repay. Your long-term financial health matters more than a transaction.

Human Support

Real advisors are available by phone, email, and chat. You'll never be left alone with confusing paperwork or a chatbot.

Inclusive Access

We look beyond credit scores. Newcomers to Canada, self-employed individuals, and those rebuilding credit are welcome to apply.

Privacy by Design

We never sell your data. PIPEDA compliant, with strict internal policies on how your information is accessed and stored.

Leadership Team

Meet the people behind
Indicom Lending

Our leadership team brings together decades of experience in Canadian banking, fintech, and consumer advocacy.

Sarah Chen

Chief Executive Officer

15 years in Canadian retail banking. Former VP at TD Bank. MBA from Rotman School of Management.

Marcus Beaumont

Chief Financial Officer

CPA, CA with expertise in structured finance and Canadian regulatory compliance. Ex-CIBC Capital Markets.

Priya Osei

Chief Technology Officer

Built risk-scoring systems for fintech lenders across North America. Waterloo Computer Science graduate.

Jean-Luc Tremblay

Head of Lending Operations

Oversees loan adjudication and borrower support. Bilingual (EN/FR), based in Montréal.

Nationwide Coverage

Serving Canadians coast to coast

Indicom Lending is licensed to lend in all ten Canadian provinces, with local compliance teams in each region.

British Columbia

Alberta

Saskatchewan

Manitoba

Ontario

Québec

New Brunswick

Nova Scotia

Prince Edward Island

Newfoundland & Labrador

Why Indicom Lending

A different kind of lender

We've removed the barriers that make borrowing frustrating — and replaced them with tools that actually help you succeed.

3-Minute Online Application

Our streamlined application takes just minutes — no branch visits, no fax machines, no stacks of documents to mail.

Rates From 6.99% APR

Competitive rates for qualified borrowers, with flexible terms from 12 to 84 months to fit your budget.

Dedicated Loan Advisor

Every borrower is assigned a personal advisor who guides them from application through final repayment.

No Prepayment Penalties

Pay off your loan early and save on interest — we never charge fees for doing the right thing for your finances.

Soft Credit Check to Start

Check your rate without affecting your credit score. A hard inquiry only happens if you choose to proceed with an offer.

Credit-Building Reports

All payments are reported to Equifax and TransUnion, helping you build a stronger credit profile with every on-time payment.

Ready to get started?

Join thousands of Canadians who chose a smarter way to borrow.

Check My Rate — It's Free Talk to an Advisor