Indicom Lending

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🇨🇦 Canadian Owned & Licensed

Canada's Trusted Lender

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Indicom Lending — Home
🇨🇦 Canada's Trusted Lender Since 2010

Finance your
ambitions with
confidence.

Personal, auto, and home loans from $5,000 to $100,000. Fast approvals, transparent rates, and a dedicated Canadian advisor — every step of the way.

🔒
SSL Encrypted
Funded in 24h
4.9 / 5 Rating
🛡️
FCAC Licensed
APR Starting At
6.49%
↓ Best Rate
Canadian city
$1.2B+
Total Funded
50K+
Clients Served
24h
Avg Funding
★★★★★
4.9 / 5
12,000+ reviews
Quick Calculator
Est. Monthly $770/mo
💰
$1.2B+
Total Disbursed
🇨🇦
50K+
Canadians Funded
4.9★
Average Rating
24h
Average Funding
Our Products

Three paths,
one lender you trust.

View all products →
Home Loan
Home Loan
From 7.25% APR
Home Evolution Loan

Renovate, refinance, or upgrade your property with fixed rates and a repayment schedule built around your life.

Up to $100,000 available
Terms to 20 years
Fixed & variable options
From 7.25% APR
Apply now →
Auto Loan
Auto Loan
From 5.99% APR
Drive Electric & Auto

EV-forward or gas vehicle — rapid pre-approval, zero-down options, and rates that reward responsible borrowers.

Rates from 5.99% APR
$0 down payment option
All vehicle types accepted
From 5.99% APR
Apply now →
Personal Loan
Personal Loan
From 6.49% APR
Signature Personal Loan

Unsecured and flexible — consolidate debt, fund a journey, or seize an opportunity entirely on your own terms.

No collateral required
Same-day decision
Zero prepayment penalty
From 6.49% APR
Apply now →
How It Works

From application
to funded, fast.

01
Apply Digitally in 5 Minutes

A secure online form from any device — no branch visits, no paperwork. Tell us your goals and we handle the rest.

02
Instant Pre-Approval

Real-time offer with full terms. Soft inquiry only at this stage — no impact to your credit score whatsoever.

03
Review & Accept Your Offer

Your dedicated advisor walks you through every detail — rates, terms, monthly payments — before you sign a thing.

04
Funds in Your Account

E-sign your contract and money arrives via e-transfer — often within hours of final approval. Weekend apps processed Monday.

Digital application
Entirely digital.
Entirely secure.
256-bit SSL
Soft Inquiry
No Obligation
FCAC Compliant
Why Indicom

Built for Canadians,
by Canadians.

Team
Clients Funded
50,000+
Across 6 provinces
Est. 2010
🔍
Radical Transparency

No hidden fees. No fine print traps. Every rate, term, and condition is plain-English before you commit to anything.

Speed as Respect

We believe waiting is disrespectful. Pre-approval in minutes, funding in hours — because your time has real value.

🤝
Human-First Service

Every applicant gets a real dedicated advisor. Algorithms help us move fast — people make every final decision.

🛡️
Security You Can Trust

256-bit SSL, FCAC compliant, and independently audited. Your data and your money are always protected.

Client Stories

Trusted by thousands
of Canadians.

"Indicom made my home renovation dream a reality. The whole process was seamless, transparent, and the fastest approval I've ever experienced."
Sarah
Sarah M.
Vancouver, BC
Home Loan
"I was sceptical about online lending but the whole process was incredibly professional. My advisor called me personally. Funded in 18 hours."
Marcus
Marcus T.
Toronto, ON
Personal Loan
"Best EV financing rate I found after comparing six lenders. No hidden fees, no pressure. Indicom is my go-to for any future financing needs."
Priya
Priya K.
Calgary, AB
EV Auto Loan
FAQ

Common questions,
clear answers.

Everything you need to know about borrowing with Indicom Lending. Our specialists are available 7 days a week.

Still have questions?

Our advisors are available Mon–Fri 8am–8pm and Saturdays 9am–5pm.

📞 +1 902-717-9116
What makes Indicom Lending different?
+
We combine bespoke rates, same-day decisions, and a true Canadian concierge approach. Transparent terms, no surprises, and a dedicated advisor for every applicant — not a call centre script.
Will applying impact my credit score?
+
No — pre-approval uses a soft inquiry only and has zero impact on your credit score. A hard inquiry only occurs after you formally accept a final loan offer.
How quickly can I receive my funds?
+
Most approved applicants receive an e-transfer within 24 business hours after e-signing. Weekend applications are processed on the next business day.
Are there any prepayment penalties?
+
Never. Pay off your loan at any time with zero additional fees. We reward responsible financial behaviour across every product we offer.
What provinces does Indicom Lending serve?
+
We currently serve Ontario, British Columbia, Alberta, Quebec, Manitoba, and Nova Scotia — with further provincial expansion underway throughout 2025.
What documents do I need to apply?
+
For pre-approval you just need basic personal info. For final approval: government-issued ID, proof of income (pay stubs or NOA), and a recent bank statement. All submitted digitally — no faxing, no branches.
🇨🇦 Start Here — No Obligation

Ready for your
next chapter?

Complete the form and one of our specialists will personally reach out within 2 hours. No hard inquiry, no hidden fees — ever.

  • Soft inquiry only — zero score impact
  • 256-bit SSL encrypted form
  • Decision within minutes
  • Zero prepayment penalties
  • Dedicated personal advisor assigned
Pre-Approval Application
Free & secure · Takes less than 5 minutes

🔒 256-bit SSL · No obligation · Instant review · CASL compliant

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