Canadian loan services — personal, mortgage, auto, business, and more
Proudly Canadian · Est. 2009
Loans designed
for real life
in Canada.
Fast approvals, transparent rates, and flexible terms — available to Canadians from coast to coast.
$5.2B+
Total funded to Canadians
240,000+
Approved applications
24 hrs
Average approval time
4.8 / 5
Trustpilot customer rating
FCAC regulated
256-bit SSL
BBB accredited
Licensed all provinces
Soft credit check only
Our services
Every loan type, one trusted platform
Compare products side-by-side and choose what fits your financial goals.
Most popular
Personal loan
Any purpose — consolidation, travel, renovations, or emergencies. Fast, flexible funding.
6.99 – 19.99% APR
Mortgage
Fixed & variable rate mortgages for first-time buyers, renewals, and refinancing.
From 4.89% APR
Auto loan
New or used vehicles. Same-day pre-approval with competitive dealer rates.
5.49 – 14.99% APR
Business loan
Working capital, equipment, and expansion funds for Canadian SMEs.
7.50 – 24.99% APR
Student loan
Top up government aid for tuition, housing, and living costs.
From 5.25% APR
Debt consolidation
One low-rate monthly payment to replace multiple high-interest debts.
From 8.99% APR
Line of credit
Revolving credit up to $100K. Draw and repay at your own pace.
Prime + 1.5%
Home equity loan
Leverage your home's equity for renovations, education, or big purchases.
From 5.99% APR
Current rates
Competitive rates, no surprises
Rates effective May 2025. Final rate determined at application based on credit profile.
Personal
6.99%
Starting APR
Mortgage
4.89%
5-yr fixed
Auto
5.49%
New vehicle
Line of credit
P+1.5%
Prime rate
Business
7.50%
Starting APR
How it works
Approved in as little as 24 hours
A simple four-step process built around your schedule.
01
Apply online
5-minute secure form. No obligation, no hard credit pull at this stage.
02
Get matched
We compare 50+ Canadian lenders to find your best possible rate.
03
Review offer
Full transparency — see exact terms, fees, and repayment schedule before deciding.
04
Receive funds
E-sign and funds arrive directly in your Canadian bank account.
Eligibility
Who can apply?
Most Canadians qualify — including those with less-than-perfect credit.
Basic requirements
- Canadian citizen or permanent resident
- Age 18+ (19+ in BC, NB, NS, NL)
- Valid SIN and government-issued photo ID
- Active Canadian chequing account
- Minimum income of $1,500 per month
Credit & income
- Credit score 560+ for most products
- Bad credit and no-credit options available
- Employment, self-employed, or pension income
- Soft pull only at the application stage
- Co-signer option to strengthen approval odds
Find your best Canadian rate today.
No commitment required. Checking your rate won't affect your credit score — and takes under five minutes.